Creditcardsanytime's Application provides complete credit card functionality by enabling merchants to accept all major credit cards. Creditcardsanytime's Credit Card Application offers you a wide area of options to meet your needs - from accepting credit cards to credit card settlement. Applying for a credit card, there are several basic and important requirements that you need to fulfill before you are likely to be accepted.

First of all to get a credit card, you must be at least 18 years of age, a permanent resident, and earning a regular income to be eligible for a credit card. The typical minimum is around $20,000 before tax, though this will vary depending on which bank you approach and the particular credit card you are applying for. A good credit rating is also an particular requirement for most banks, and all will check before accepting you. If you have failed to make a loan/credit card repayment or been declared bankrupt at some point within the last five to seven years, it is highly likely you have a black mark against your name and you will not be accepted by most banks.

You can check your credit rating via a number of services for a small fee, and it can be well worth doing so before applying for a credit card, specially if you have had financial problems in the past and you are unsure whether or not it has affected your credit rating.

Aside from the basic requirements outlined above, you will also need to provide personal information such as driving license number or your identity proof (if applicable), current financial commitments and employer details. Again, if you cannot provide this information, you are unlikely to be accepted.

Here is a checklist of the information we will need from you when considering your application and that of an additional card holder. Be sure to answer all the questions marked and as many other questions as possible. There are also explanations of some of the questions to help you complete the forms.

How to apply
The application uses secure encryption technology so your personal information is secure.

This takes a few minutes. Simply follow these steps

tell us who you are. You'll need your identity document or passport number and date of issue.

Tell us where you live. Include the postal code.

Confirm your employment details.

Provide your banking details. You'll have to decide in which way you'd like the regular payments to your credit card account made.

Thank you for choosing to apply for a credit cards anytime credit card. We offer you a wide range of credit card options. Read about them here. Call us if would like information about our card options and qualifying criteria or need assistance in completing this application.